Independent Loan Comparison

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Personal Debt Consolidation Home Auto
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SB Finance Personal Loan

This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

39.43% → 2

PSBank Flexi Personal Loan

Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.

41.29–42.88% → 3

BPI Personal Loan

This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

28.67–31.72% →

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SB Finance Personal Loan

Personal
APR 39.43%
₱30k–₱3M 12–36 mo ⚡ 1-3 business days

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila) · Filipino citizen 21-60 years old · Employed or self-employed

Check eligibility →

PSBank Flexi Personal Loan

Personal
APR 41.29%
₱20k–₱250k 24–36 mo ⚡ 5-9 working days

Best for: Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.

Age 22 to 54 at time of application · Employed: at least 2 years permanent status with 1 year at current employer · Self-employed: business operating profitably for the last 3 years

Check eligibility →

BPI Personal Loan

Personal
APR 28.67%
₱20k–₱3M 12–36 mo ⚡ 2-3 banking days

Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

Minimum gross monthly income ₱15,000 · At least 1 year with current employer · Valid government-issued ID

Check eligibility →

EastWest Personal Loan

Personal
APR 39.82%
₱25k–₱3M 12–60 mo ⚡ 5-7 banking days

Best for: Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.

Filipino citizen or permanent-resident foreigner · At least 21 years old at application and not older than 65 at loan maturity · Minimum gross monthly income ₱25,000

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CIMB Personal Loan

Personal
APR 18.0%
₱30k–₱1M 12–60 mo ⚡ Varies (app-based credit assessment)

Best for: Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.

Filipino citizen and non-US person · 21 years old up to 65 at loan maturity · Minimum gross monthly income ₱15,000

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UnionBank Personal Loan

Personal
APR 31.22%
₱20k–₱2M 12–60 mo ⚡ 3-5 banking days

Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

Minimum gross monthly income ₱15,000 · Employed or self-employed · Filipino citizen 21-65 years old

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BDO Personal Loan

Personal
APR 25.98%
₱10k–₱2M 6–36 mo ⚡ 5-7 banking days

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

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Metrobank Personal Loan

Personal
APR 30.52%
₱20k–₱2M 12–36 mo ⚡ 7 banking days

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Minimum gross monthly income ₱15,000 · At least 2 years with current employer · Valid government-issued ID

Check eligibility →

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